ADU rules, fees, and costs vary city by city. Choose yours for local numbers verified against city sources — and the loan options that fit your equity and timeline.
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New to ADUs? These two guides cover the financing and the statewide rules that apply in every San Gabriel Valley city.
HELOC, home equity, cash-out refinance, FHA 203(k), and Fannie/Freddie renovation loans — and how rent and after-built value boost what you can borrow.
Sizes, setbacks, ministerial approval, parking, fees, occupancy, and the 2024–2026 bills — each answer cited to the Government Code.
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Tell us about your home and your project. We will come back with the loan options that fit.
